Tips On Documenting Flood Damage For An Insurance Claim

Suffering with flooding in your home is something that nobody wants to have to experience, and trying to cope and recover what is possible from such flooding is something that everyone will want to do.  One of the most important thing when it comes to dealing with flood damage is that it is vital to comprehensively document any damage that has occurred, and to take pictures of everything before it is disposed of in order to show to the insurance company, so that they cannot suggest that items that weren’t affected by the flood damage was disposed of.

Dealing with insurance companies is something that many people will find to be a frustrating and difficult experience, although there certainly has been a focus on the treatment of customers in such situations where flood damage has caused significant destruction in the family home, and is inevitably a very stressful time for people.  However, by being proactive and friendly with the insurance company, and especially the officer who will be dealing with your flood damage claim, you are much more likely to get a human response, and will enjoy a better rapport with that person.

There are so many things that will need to be done if the flood damage has been extensive.  And with most homes containing thousands of pounds worth of goods that will need to be repaired or replaced, and there will often be structural or electrical damage too, then repairs can lead to a long term process.  Trying to be systematic in a difficult situation is certainly an attitude that will pay dividends, and being reasonable and calm about the situation will also help in dealing with the insurance company and helping to progress towards a solution and full repair of the damage caused by the flood.

Taking as many photographs as possible, both of the damage to the house itself and of any damage to the goods and fittings within the house can be a good place to start, as they will provide the evidence that insurance companies may ask for at a later date.  This will also help to inventory everything that is removed from the house because of the flood damage, and will be included in the claim that will eventually be paid out by the insurance company.  They will also find that photographs will help to identify any issues that need to be dealt with, and the kind of repairs to the flood damage that may be necessary.

Finding that flood damage has struck your home is something that is painful to see, and can often cause a lot of heartache to those people who have suffered from an unexpected or particularly severe flood.  However, by being diligent in dealing with the damage and cooperating with the insurance company as much as possible, it can be possible to get the right result from a flood damage insurance claim, and have the claim processed in a timely and efficient way.